1. CREDIT COUNSELING:
Access 24/7
www.AccessBk.org or call (800) 210-0522
1st Course for Before you file: Pre-filing Credit Counseling online:
$14.95 (additional $10 for joint filers)
2nd Course for After you file: Pre-discharge/Post-filing Debtor Education:
$9.95
Telephonic: 800-210-0522
1st Course for Before you file: $25.00 (additional $10 for joint filers)
2nd Course for After you file: $15.00
Attorney Code for D. Jean Ryan: RD14621
-24 hour live counseling
-Certificates issued immediately after courses
-24 hour live customer care
-24 hour live technical support
-easy to use courses designed for internet novices
-hassle-free payment methods
-available in Spanish - Hablamos Espanol
2. CREDIT REPORTINGS:
Equifax
Internet address: www.equifax.com
Address to request a credit report:
Post Office Box 105496
Atlanta, GA 30348-5496
Telephone: (800) 997-2493
Experian
Internet address: www.experian.com
Address to request a credit report:
Experian National Consumer Assistance Center
Post Office Box 2104
Allen, TX 75013-2104
Telephone: (888) 397-3742
Trans Union
Internet address: www.transunion.com
Address to request a credit report:
Trans Union Consumer Disclosure Center
Post Office Box 1000
Chester, PA 19022
Telephone: (800) 916-8800
You may be able to obtain a free copy of your credit report through the internet.
www.annualcreditreport.com
www.creditkarma.com
3. VEHICLE APPRAISALS:
www.nada.com (This website is preferred by most of the bankruptcy Trustees)
www.carmax.com to obtain a physical appraisal
4. REPLACEMENT SOCIAL SECURITY CARD:
Contact the Department of Social Security Administration at 1-800-772-1213, or visit their official website at www.socialsecurity.gov, to obtain a replacement card.